5 Day Close!
Get Access to your funds faster than other cash-out options
No In-Person Appraisal Needed!
A no cost virtual appraisal is provided for you
Fixed Interest Rates!
Most HELOC's only offer variable rates which can leave a lot of uncertainty in how much your monthly payment will be over time. Our interest rates are fixed so you know exactly how much your paying every month!
Principle AND Interest Payments
5-30 Year Terms Available
1st, 2nd, AND 3rd Position Liens Available
Keep your low interest rates on your 1st or 2nd mortgage if you wish!
Primary Residence, 2nd Homes, & Investment Properties ALL Eligible
High Combined Loan To Values (CLTVS)
Up to 85% CLTV this is 15% higher leverage offered than most other HELOCs
Line of Credit from $25,000-$400,000 Available
We offer a wide range for you to choose from based on your needs.
Pay ONLY On What You Use/Draw
If you decide you want the max line of credit you are approved for, but only use $20,000 for example, your payment adjusted to how much you use while still having access to the remainder of your funds that you may use at anytime up to a 5 year period.
Virtual eNotary
States
Currently available in Arizona, California, Tennessee, Oregon, Washington, and Florida, with more states to come!